botim money launches digital silver with fractional access from AED 10

Editor’s note: This editorial perspective highlights a notable step in fintech inclusion. botim money’s expansion into digital silver underscores a growing trend toward accessible, regulated investing within popular UAE apps. By enabling fractional ownership from AED 10 and extending its Invest suite in partnership with OGold, botim aims to broaden asset diversification for millions of users. The move follows botim’s gold investment capability and reflects UAE’s push toward a digital-first, regulated financial ecosystem where everyday people can participate in precious metals markets with ease and security.

Key points

• Digital silver investing is added to botim money’s Invest feature, enabling fractional access from AED 10.


• The launch expands botim’s strategic partnership with OGold to broaden precious metals access in the UAE.


• Gold investment performance (128,000 trades, over AED 100 million) signals strong user demand for expanded metals offerings.

Why this matters

With silver drawing renewed attention as a store of value and industrial metal, botim money’s in-app silver offering lowers entry barriers and provides a regulated, user-friendly path to diversification. The UAE-focused rollout aligns with market demand for digital-first financial tools and broadens access to precious metals for millions of users within a popular fintech ecosystem.

What to watch next

• Uptake of digital silver within botim money’s Invest feature and its impact on user engagement.


• Potential expansion of the precious metals suite to include additional metals or products with partners like OGold.


• Continued alignment with UAE’s digital-first financial ecosystem and regulatory developments.

Disclosure: The content below is a press release provided by the company/PR representative. It is published for informational purposes.

Press release: botim money launches digital silver with fractional access from AED 10

Dubai, UAE – 18 February 2026 – botim money, the financial services arm of botim, today announced the launch of digital silver investing within its ‘Invest’ feature, enabling eligible users to buy, sell, and manage fractional silver holdings from AED 10. The launch follows the in-app gold investing capability introduced in partnership with OGold, expanding botim’s precious metals suite across the UAE.

The new capability is designed to lower traditional entry barriers tied to bulk purchases and offline handling, giving users a simpler way to access silver through a regulated, in-app experience. It forms part of botim’s broader build-out of practical financial tools across the platform, alongside existing payments and remittance use cases.

Since its launch in August 2025, botim money’s gold investment feature recorded 128,000 in-app gold trades with a total amount exceeding AED 100 million. This rapid adoption signals strong and sustained user demand to expand botim money’s ‘Invest’ offerings beyond gold into silver within the same suite.

Sacha Haider, Chief Operating Officer of Astra Tech | botim, said:

We were the first fintech platform to announce plans for a digital gold investment portfolio within botim’s fintech ecosystem in 2023, in partnership with OGold. Since launch, fractional investing has removed traditional minimum investment thresholds that historically limited participation and driven notable growth in usage. Extended to silver and combined with botim’s ease of use and scale, this creates a seamless and inclusive pathway for users to begin investing with confidence.

Bandar Alothman, Chairman & Founder at OGold,

As an Emirati company, our goal at OGold is to make precious metal ownership simple, accessible, and secure for everyone. Partnering with a platform as widely used as botim allows us to extend these innovative silver-earning solutions to millions of users. This is a game-changer for democratizing access to timeless assets through Silver Wakalah, which ensures your silver is not a stagnant investment. Instead of just sitting in a vault, your silver is put to work to grow your wealth with just a few taps.

The launch comes as silver draws renewed attention globally both as a store-of-value asset and as an industrial metal with structural demand drivers. With the global silver market expected to record a sixth consecutive annual deficit in 2026, and a projected shortfall of around 67 million ounces, while retail investment demand is forecast to rise despite softer demand in some industrial and consumer categories.

By extending botim’s investment offering beyond gold into silver, botim is broadening access to asset diversification for everyday users while continuing to build toward the UAE’s ambition of a mature, digital-first financial ecosystem.

The digital silver feature is now available to eligible users through the botim app.

About botim

botim, part of Astra Tech's ecosystem, is the MENA region's leading fintech company headquartered in Abu Dhabi. Botim is a fintech-first, AI-native platform offering inclusive, user-centric solutions for financial services. Built on the foundation of being the UAE’s first free VoIP provider, Botim has evolved into a multi-layered ecosystem serving over 150 million users across 155 countries.

Designed to meet the needs of MENA consumers, businesses, and communities, botim delivers integrated services with innovation, accessibility, and regulatory credibility at its core. botim is building the next generation of everyday finance and connectivity easier, smarter, and more inclusive for everyone.

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